There is no substitute.
Is there any way that anyone knows of to get a loan or finance plan for a used car (private seller). I need to get around $3000 to put towards a car but I have no credit (bad or good) but I do have a checking account and a part-time and full-time job. Is there any way that I can get money for a car without a rediculous rate (if it was payed off in ~ 3 months)? I just don't want this person to sell the car before I can raise the money.